Stephen Melek, FSA, MAAA

Steve is a principal and consulting actuary with the Denver office of Milliman. He joined the firm in 1990.

Steve’s areas of expertise include healthcare product development, management, and financial analyses. He has worked extensively in the behavioral healthcare specialty field. He has worked with many managed behavioral healthcare organizations, parity issues and cost analyses, mental health utilization and costs in primary care settings, psychotropic drug treatment patterns, and strategic behavioral healthcare system design.

He has experience with plan design, pricing, capitation and risk analysis, provider reimbursement analysis and strategies, healthcare revenue distribution, and utilization management analysis. He has completed valuations and projections of healthcare businesses and product lines, profitability and experience analysis, reinsurance analysis, pricing model and strategy development, and actuarial liability determination.

Steve has advised HMOs, PPOs, managed care organizations, behavioral healthcare firms and associations, insurance companies, employers, hospitals, physician groups, PHOs, and state insurance companies.

Steve has published research reports for Milliman, as well as written and published extensively on behavioral healthcare. He has spoken at various Society of Actuaries’ meetings and behavioral healthcare institute meetings, mostly focused on behavioral healthcare issues.